Medicare Advantage plans are offered by private insurance companies approved by Medicare. As long as you are enrolled in Original Medicare (Parts A & B), you are eligible for an Advantage plan that organizes your care and may reduce your costs.
You must be enrolled in Medicare Parts A and B to qualify. We verify your eligibility and match you with the best plans available in your area.
Our licensed advisors compare plans from multiple carriers, reviewing premiums, deductibles, networks, and additional benefits to find your ideal match.
We handle the paperwork and walk you through every step. Your new coverage can begin as soon as the next available enrollment period.
Medicare Advantage plans have a clear cost structure. Many plans offer $0 premiums, and all include an annual out-of-pocket maximum that protects you from unexpected expenses.
A fixed monthly fee for your plan — many Medicare Advantage plans offer little-to-no premium rates, making coverage affordable.
The amount you pay out of pocket before your plan begins to cover services. Some plans have deductibles as low as $0.
A flat fee or percentage you pay for each covered service. Once you reach your out-of-pocket limit, the plan covers 100% of your care.
There are several types of Medicare Advantage plans, each designed to fit different healthcare needs and preferences.
Lower costs with a network of local doctors and hospitals. Requires a primary care physician and referrals for specialists.
Greater flexibility to see any provider. In-network care costs less, but you still get coverage for out-of-network visits.
Tailored coverage for people with specific chronic conditions, dual Medicare/Medicaid eligibility, or institutional care needs.
Private Fee-for-Service plans let you see any Medicare-approved provider who accepts the plan's terms and payment rates.
Medicare Advantage plans include all Original Medicare benefits plus extras that keep you healthier and more protected.
Routine dental exams, cleanings, and major procedures are covered under many Advantage plans — something Original Medicare does not offer.
Annual eye exams, prescription lenses, and frames are commonly included, helping you maintain healthy eyesight year after year.
Many plans cover hearing exams and hearing aids, a critical benefit not available through Original Medicare alone.
Most Medicare Advantage plans bundle Part D drug coverage, simplifying your benefits into one convenient plan.
Access gym memberships, wellness programs, and preventive health resources designed to keep you active and independent.
Some plans offer rides to and from doctor appointments, ensuring you never miss critical care due to transportation barriers.
Frequently Asked Questions
Medicare Advantage (Part C) is an alternative way to receive your Medicare benefits. These plans are offered by private insurance companies approved by Medicare and must cover everything Original Medicare covers, while often including additional benefits like dental, vision, and hearing.
Anyone enrolled in Medicare Parts A and B is eligible to join a Medicare Advantage plan. You must live in the plan's service area and cannot have End-Stage Renal Disease (with some exceptions). Most people become eligible at age 65 or due to a qualifying disability.
You can enroll during your Initial Enrollment Period (3 months before your 65th birthday through 3 months after), the Annual Enrollment Period (October 15 – December 7 each year), or the Open Enrollment Period for Medicare Advantage (January 1 – March 31) if you're already in a plan.
It depends on the plan type and its network. PPO plans offer more flexibility to see out-of-network providers, while HMO plans require you to stay within the network. Our advisors verify your doctors are covered before you enroll.
It depends on your needs. Medicare Advantage often includes extra benefits and an out-of-pocket maximum that Original Medicare lacks. However, it may have network restrictions. Our advisors help you compare both options to find the right fit.
Many Medicare Advantage plans have $0 monthly premiums beyond your Part B premium. Costs vary by plan type, carrier, and location. You'll typically pay copays or coinsurance for services, with a yearly out-of-pocket maximum that caps your total spending.