WHO WE INSURE

Affordable Health Insurance
for Your Entire Family

From newborns to spouses, we help families find comprehensive coverage that fits their budget. Many households qualify for $0 premium plans through ACA subsidies, Medicaid, or CHIP.

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Family Health Insurance Options

From marketplace plans to government programs, we help you find the best coverage for your family's needs and budget.

Most Popular

ACA Family Plans

Comprehensive marketplace plans with subsidies that can dramatically reduce your family's monthly premium based on household income.

  • Family deductibles and out-of-pocket limits
  • Pediatric dental and vision included
  • No denial for pre-existing conditions
  • $0 preventive care for all ages
  • Subsidies based on household income
Explore ACA Plans
Low Cost

CHIP (Children's Insurance)

The Children's Health Insurance Program covers kids in families who earn too much for Medicaid but can't afford private insurance.

  • Free or very low-cost coverage
  • Covers routine checkups and shots
  • Doctor visits and prescriptions included
  • Dental and vision care included
  • Income limits vary by state
Check CHIP Eligibility
Free Coverage

Medicaid for Families

Free or low-cost health coverage for families, pregnant women, and children who meet income requirements in their state.

  • $0 premiums for most qualifying families
  • Little to no copays
  • Covers pregnancy and delivery
  • Income limits vary by state
  • Apply anytime — no enrollment period
Check Medicaid Eligibility
Flexible

Private Family Plans

Private medical insurance outside the marketplace offers broader networks and more flexibility for families who don't qualify for subsidies.

  • Larger provider networks
  • PPO options — see any doctor
  • Enroll anytime, no waiting periods
  • Customizable coverage levels
  • Great for higher-income families
Explore Private Plans

Medicaid & CHIP Income Limits

Many families qualify for free or low-cost coverage. Income limits vary by state — here are general guidelines.

Family Size Medicaid (~138% FPL) CHIP Range CHIP Cost
Family of 2Up to ~$29,187/yr$29,187 – $85,000/yr$0–$50/mo
Family of 3Up to ~$36,777/yr$36,777 – $106,600/yr$0–$50/mo
Family of 4Up to ~$44,367/yr$44,367 – $128,600/yr$0–$50/mo
Family of 5Up to ~$51,957/yr$51,957 – $145,000/yr$0–$50/mo

Not sure if you qualify? Let us check for you — it's free and takes 2 minutes.

Coverage for Every Member of Your Family

Family health insurance plans cover everyone in your household under one policy, making it easier to manage care.

Spouses & Partners

Legal spouses and domestic partners can share a family plan with combined deductibles and out-of-pocket maximums.

Children Under 26

Kids stay covered on your plan until age 26 — regardless of their student status, marital status, or living situation.

Newborns & Babies

New babies are automatically covered for 30 days. Having a baby qualifies you for a Special Enrollment Period.

Protect Every Member of Your Family

Our advisors will find every subsidy and program your family qualifies for. Completely free guidance.


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